USDY reserve reporting · live on-chain data

Get USDY

Acquire USDY.

Two ways to hold a dollar with more behind it: direct issuance from Xylapay, backed one-to-one with US dollars, or on-chain on Solana — with the locked collateral verifiable by anyone.

View optionsVerify the collateral

Acquisition options

Two ways
to hold USDY.

Both paths lead to the same instrument: a dollar-denominated unit standing on a locked, overcollateralized commodity base.

Option 01Via Xylapay

Direct issuance

Acquire USDY directly from Xylapay, backed one-to-one with US dollars.

  • Send $50 or more worth of USDT, USDC or SOL to the Xylapay issuance wallet on Solana.
  • Email hello@xylapay.com with your transaction hash and your requirement.
  • USDY is issued against your funds at a one-to-one ratio and delivered to your Solana wallet.
  • The locked XPTY and XRHY commodity collateral from the initial supply remains in the reserve.
Option 02Solana

On-chain

Trade USDY on Raydium and hold it on Solana.

  • USDY circulates on Solana as an SPL token and can be held in any Solana-compatible wallet.
  • The circulating supply is the token supply on Solana — readable by anyone, directly from the network.
  • The locked XPTY and XRHY collateral is verifiable on-chain through the published lock transactions.
  • Suited to holders who already operate on Solana.
Trade on Raydium

Direct issuance

Issue directly
from Xylapay.

Send $50 or more worth of USDT, USDC or SOL to the issuance wallet, then email your transaction hash and requirement to hello@xylapay.com.

Issuance walletSolana

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Accepted
USDT · USDC · SOL
Network
Solana
Minimum
$50 equivalent
Issuance
1:1 against funds received

Send only USDT, USDC or SOL on the Solana network to this address.

After you send
  1. 01Copy the transaction hash from your transfer.
  2. 02Email hello@xylapay.com with the hash and your requirement.
  3. 03Xylapay confirms your transfer on-chain.
  4. 04USDY is delivered to your Solana wallet at a one-to-one ratio.
Email hello@xylapay.com

Eligibility

Who can
acquire USDY.

Direct issuance is open to holders who can fund on Solana and receive USDY in a Solana-compatible wallet.

Funding

Fund with USDT, USDC or SOL on Solana — a minimum of $50 equivalent per issuance.

Solana-compatible wallet

A Solana-compatible wallet is required to receive and hold USDY on-chain.

Next steps

From funding
to holding.

01

Send funds

Send $50 or more worth of USDT, USDC or SOL to the Xylapay issuance wallet.

02

Copy your transaction hash

Keep the transaction hash from your Solana transfer.

03

Email Xylapay

Send your transaction hash and requirement to hello@xylapay.com.

04

Receive USDY

USDY is issued one-to-one and delivered to your Solana-compatible wallet.

Before you hold

Verify first.
Then hold.

The circulating supply and the locked XPTY and XRHY collateral are on-chain. Anyone can confirm what stands behind USDY before acquiring it.

USDY in circulation125 Million USDYToken supply on Solana
Total collateral$500 MillionLocked XPTY + XRHY
Collateralization400%Target: 400%
Lock transactionsXPTY lock on-chainXRHY lock on-chain

USDY

A dollar.With more behind it.

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